Mortgage Advice from Charlton Foxcroft & Co Ltd

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Independent Mortgage Advisers

Charlton Foxcroft & Co Ltd and Re-mortgages

Charlton Foxcroft & Co Ltd are experts in arranging re-mortgages.

Fast service - We would expect an average case to take no more than 4 weeks. We have gone from mortgage application to completion in just a couple of days, but this will depend on the circumstances of each case, the property being purchased and the mortgage lender chosen.

Too busy - If needed, we will complete virtually all the paperwork for you and arrange appointments at times that are convenient to you where possible! If you're too busy for a face to face appointment then don't worry, we could advise you over the telephone.

The term re-mortgage simply means switching your mortgage deal and/or mortgage lender.

Re-mortgages are very popular, and with good reason. Whether you are switching your deal for a better rate, more suitable conditions, better service or increasing the size of your home loan, we aim to find a mortgage suited to your needs.

Think carefully before securing other debts against your home. Your home may be repossessed of you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

How much might it cost?

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CharltonFoxcroft & Co. Ltd.
Independent Mortgage Advisers
Charlton Foxcroft & Co Ltd is authorised and regulated by the Financial Services Authority.

Registered as a Private Company in England and Wales No.05165456. Registered address 21, Sandown Lane, Liverpool, L15 8HY.
Tel: 0151 203 2700

The Financial Services Authority does not regulate some aspects of buy-to-let arrangements, commercial finance or estate agency.

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

The overall cost for comparison is 6.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate it will be £395, for credit impaired it will be £795. Paying off short term loans and credit cards with a mortgage could cost you more over the long term. You may have to pay an early repayment charge to your existing lender if you remortgage. For impaired credit and self certification mortgages the overall cost for comparison is 7.95%. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

A fee of �795.00 is payable on application, plus a fee of 2% of the loan amount payable on completion. Any commission from the lender will be refunded.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Usefull Links: http://www.moneymadeclear.fsa.gov.uk